Thursday, 21 May 2009

Updates: Turn Times and Locks

May 20th. 2009  
 
 Hmmmmmmmm Current Turn Times
(business days)
 
Maximum 5 - 7 days  = Purchases
Refinances = 30 days maybe faster
Conditions = 3 - 4 days
NDC = 7- 8 days
 
 
Current Lock Terms
 
60 days for forthcoming loans must be delivered to MetLife
within 12 business day to guarantee lock
 
60 days for loans already submitted with no loan determination issue
 
45 - 60 days locks for loans reviewed, loan determinations issued
requiring Desk Reviews, Field Reviews  or Extensive  Conditions
 
30 days locks when loan reviewed, determination issued and conditions minimal 
 
Pricing is .125 difference between lock terms 
 
For use by MetLife Approved Brokers only and  
are subject to improvement without prior notice
 
Rita Kama-Kimura
Wholesale Account Representative
(808)  275-8006   direct
(808)  864-0520   cellular
 
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